Insurance Savings Program
Hood cleaning that actually saves you money.
Hood I.Q. runs a daily automated wash of detergent and water on your existing hoods, stopping grease buildup before it becomes a fire risk. Every inspection is logged automatically — the kind of documented upkeep insurers reward.
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80%
Success rate
of customers have uncovered insurance or claims savings after engaging their risk management team in our program.
$1,700–$3,000+
Potential savings per location
With an average of $2,500 in potential savings per location.
↓ Claims
Reduce claims costs
Self-insured organizations may lower claims costs and the funds reserved for potential losses.
Risk reduction
Lower claims. More ways to save.
Automation removes the customer, employee, fire and after-hours exposures that drive claims, and underwriters can apply premium credits as a result.
Removes human involvement
Less grease buildup means less grease condensation on kitchen floors, drastically reducing slip-and-fall exposure.
Reduces fire risk
65%+ of restaurant fires start in the kitchen, and 22% cite failure to clean as a factor.
No more missed visits
Daily automated cleaning replaces vendor schedules that slip — 365 days a year, 24 hours a day.
Fewer open back doors
Less after-hours back-door exposure means fewer robberies and liability risks, and underwriters apply premium credits as a result.
~50%
Reduction in “expected” claims for self-insured customers
Up to
30%
Discretionary premium credit underwriters can apply at each renewal
80%
Of Hood I.Q. customers uncovered insurance or claims savings after engaging their risk team
How it works
Three steps to lower premiums.
The process typically starts 60–90 days before your next insurance renewal.
01
Customer consultation
A short intro call with you and the Kept Companies insurance team to explain the process.
02
Broker education
Our insurance team educates your broker on the Hood I.Q. automated system and works with them to determine potential premium credits.
03
Insurance savings
You receive potential premium credits on your next insurance renewal.
Find out what you could save.
Tell us about your kitchens and our insurance team will follow up with a no-obligation savings quote.
Request Additional Insurance Savings Information